Money laundering allegations in San Ramon can turn your life upside down, especially when state and federal agencies are involved. Even before a case reaches court, investigators may look at your bank records, business dealings, and personal relationships. A conviction can bring prison time, heavy fines, and long‑term damage to your reputation and career. At the Law Office of Nabiel C. Ahmed, we help people in San Ramon and throughout Contra Costa County understand their options, protect their rights, and respond strategically to these serious accusations.
This page explains how money laundering cases work in California, what prosecutors must prove, and how a defense lawyer can challenge the government’s story. Whether your case is linked to alleged fraud, theft, drug activity, or business transactions that were misunderstood, early guidance is often the difference between a manageable legal problem and a life‑altering outcome. If you are under investigation or have already been charged in San Ramon, learning the law and your defenses is an important first step toward regaining control.
Money laundering charges are often built on piles of financial records, computer data, and assumptions about what those numbers mean. Without a lawyer who understands how these cases are put together, it can feel impossible to push back against law enforcement and prosecutors. Effective representation can uncover alternative explanations for transactions, highlight weaknesses in the investigation, and negotiate for reduced charges or dismissals when appropriate. In San Ramon and Contra Costa County, having a dedicated advocate by your side means you are not facing investigators alone and that your rights, freedom, and future receive the focused attention they deserve from the very beginning.
The Law Office of Nabiel C. Ahmed is a criminal defense law firm based in Oakland, serving clients across Contra Costa County and Alameda County, including San Ramon. Our practice is devoted to defending people accused of crimes ranging from theft and fraud to complex financial allegations like money laundering. Over the years, we have navigated local court procedures, negotiated with prosecutors, and appeared before judges in both counties. We approach every case with careful preparation and personal attention, working to understand your circumstances, explain each step in plain language, and guide you through a stressful process with clear, practical advice.
Money laundering cases start with an accusation that money came from criminal activity and that someone tried to hide where it came from. In San Ramon, these charges may arise from investigations into theft rings, fraud schemes, drug offenses, or business activities that law enforcement believes are suspicious. State and federal agencies often work together, using financial records, bank reports, and electronic data to build a case. Understanding how prosecutors connect the dots between alleged illegal conduct and your financial transactions is essential for building a strong defense strategy tailored to your specific situation.
California law treats money laundering as a separate crime from the underlying conduct, such as theft or fraud. That means you can face additional penalties on top of the original charges. The government does not have to prove you committed the original crime, but it does need to show you knew the money came from some kind of unlawful activity and that you tried to conceal it. In San Ramon, this often leads to cases where people are swept up because of their role in a business, family relationship, or financial transaction they did not fully understand, making careful investigation by your legal team especially important.
Money laundering generally refers to taking money that allegedly comes from unlawful activity and putting it through transactions to make it appear legitimate. Under California law, this can involve moving funds between accounts, structuring deposits to avoid reporting requirements, using businesses to disguise income, or buying property in someone else’s name. In San Ramon, these charges can be filed along with theft, fraud, drug, or organized crime allegations, or may stem from reports filed by banks and financial institutions. The prosecution will try to show a pattern of conduct that suggests an effort to hide the source, ownership, or control of the money involved.
Most money laundering prosecutions follow a similar pattern. Investigators first identify suspicious transactions, often using reports from banks or data analysis software. They then try to connect those transactions to alleged criminal activity, such as theft, fraud, or drug sales. In court, prosecutors must prove that the funds came from unlawful conduct, that the accused person knew or strongly suspected this, and that there was an intent to promote, conceal, or disguise the source of the money. In San Ramon, cases may move from quiet investigation to sudden arrests, making early legal guidance and a prompt response especially important for protecting your interests.
Money laundering cases in San Ramon often involve technical language that can be confusing at first. Words like structuring, predicate offense, and suspicious activity report appear in police reports, charging documents, and discovery. Understanding these phrases helps you follow what is happening in your case and participate in decisions about your defense. This glossary introduces several common terms you are likely to see if you are facing money laundering or related financial crime charges in Contra Costa County, along with plain‑English explanations of what they mean and how they might affect your situation.
A predicate offense is the underlying unlawful activity that allegedly produced the money involved in a money laundering case. In San Ramon, this might be theft, fraud, drug sales, embezzlement, or another offense that generates proceeds. The government does not always need a separate conviction on the predicate offense, but it does need evidence that the funds came from some sort of unlawful conduct. Challenging the strength of this connection can be an important defense strategy, especially when financial records are ambiguous or multiple innocent explanations exist for the transactions in question.
Structuring refers to breaking large cash transactions into smaller amounts to avoid triggering bank reporting requirements. For example, repeatedly depositing just under the $10,000 reporting threshold can raise red flags for investigators. In money laundering cases in San Ramon, prosecutors may claim that a pattern of smaller deposits or withdrawals shows an intent to hide the size or source of funds. However, there may be legitimate reasons for how someone handles cash, so it is important to examine the context, the timing, and other financial records before drawing conclusions about what those transactions actually mean.
A Suspicious Activity Report, often called a SAR, is a confidential report that banks and other financial institutions file when they see transactions that may involve unlawful activity. These reports can trigger investigations that eventually lead to money laundering charges in San Ramon and throughout Contra Costa County. You usually will not know when a SAR has been filed about your account, but its contents may appear in the discovery provided in your case. Reviewing the bank’s assumptions and the context of the reported activity can be an important part of building an effective defense.
Proceeds of unlawful activity is a term used to describe money or property that allegedly comes from crime. In a San Ramon money laundering case, prosecutors must link the funds at issue to some form of unlawful conduct, such as theft, fraud, or drug offenses. Sometimes this connection is based on direct evidence, but often it relies on patterns, timing, or who had access to the money. Your defense may focus on challenging this link, showing that the funds came from legal sources, or demonstrating that you did not know the money was connected to any unlawful conduct.
Facing money laundering charges in San Ramon does not mean there is only one path forward. Depending on the facts, your history, and the strength of the government’s evidence, options may range from fighting the charges at trial to negotiating for dismissals, reductions, or alternative resolutions. Some people may benefit from addressing only the most immediate accusations, while others gain more protection by pursuing a broader strategy that addresses related investigations, asset seizures, and potential federal involvement. Understanding the difference between these approaches helps you choose a path that aligns with your goals, risk tolerance, and long‑term interests.
In some San Ramon money laundering cases, the allegations are relatively narrow and the evidence against you may be thin or easily explained. For example, a few suspicious deposits might be tied to a single misunderstanding, bookkeeping error, or one‑time event. When the government’s theory is limited and there is little sign of a broader investigation, focusing your defense on challenging those specific transactions can sometimes be enough. A targeted approach may involve clarifying the source of funds, correcting records, and highlighting gaps in proof, all while keeping legal costs and disruption to your life as manageable as possible.
There are situations in San Ramon where the best outcome comes from early, focused discussions with the district attorney. If your record is clean, the amount of money is relatively small, and the transactions can be reasonably explained, prosecutors may be open to reduced charges or alternative resolutions that avoid the harshest penalties. In these cases, a limited strategy that concentrates on negotiation, documentation, and clear communication can serve you well. The goal is to resolve the immediate case efficiently while avoiding unnecessary escalation into larger investigations, federal involvement, or long‑term consequences that could follow you for years.
Some San Ramon money laundering cases quickly become more complicated, involving state investigators, federal agents, or asset forfeiture actions against bank accounts, cars, or real estate. When multiple agencies are asking questions and large volumes of financial records are involved, a more comprehensive approach is often necessary. This may include coordinating responses to subpoenas, reviewing years of banking history, working with financial professionals, and planning for both the criminal case and any related forfeiture proceedings. A broad defense plan helps ensure that decisions made in one part of the case do not accidentally harm your position somewhere else.
When the amount of money at issue is significant or when money laundering charges are combined with theft, fraud, or drug allegations, the potential penalties can be severe. In San Ramon, this can mean substantial prison time, large fines, restitution orders, and long‑lasting damage to your career and immigration status. In these situations, a comprehensive defense plan looks beyond just the immediate charges and considers how every choice might affect your future. This can include exploring diversion opportunities, challenging enhancements, addressing collateral consequences, and preparing for sentencing arguments if the case does not resolve earlier through dismissal or favorable negotiation.
A comprehensive approach to money laundering defense in San Ramon means looking at the entire picture instead of focusing on just one court date or document. By examining how the investigation started, what agencies are involved, and how the evidence was obtained, your legal team can identify issues that might otherwise be overlooked. This broader view can reveal unlawful searches, unreliable witnesses, or incomplete financial records. It also allows you to plan for potential plea discussions, trial preparation, and collateral concerns such as professional licenses, business interests, or immigration, rather than reacting only when a new problem appears.
Taking a wide‑angle view can also provide peace of mind during a stressful time. When you know there is a plan in place for investigations, court appearances, negotiations, and potential long‑term impacts, it becomes easier to make informed decisions and avoid missteps. In San Ramon, a comprehensive defense often includes clear communication with you about risks and options, regular review of new evidence, and ongoing evaluation of whether to pursue trial or negotiation. This coordinated strategy is designed to protect not only your immediate freedom but also your financial stability, reputation, and future opportunities.
When your defense is well‑organized and backed by a complete understanding of the evidence, you are often in a stronger position to negotiate in San Ramon courts. Prosecutors may be more willing to consider reduced charges, alternative sentencing, or even dismissal of counts when they see that your side has thoroughly reviewed the case and can point to real weaknesses in their proof. A comprehensive approach allows your lawyer to present meaningful mitigation, such as your background, work history, family responsibilities, and efforts to address any underlying issues, all of which can influence how the district attorney chooses to move forward.
Money laundering cases can change quickly as new bank records appear, witnesses come forward, or agencies coordinate investigations. A comprehensive plan anticipates these developments and builds in flexibility. In San Ramon, that might mean preparing for the possibility of additional charges, federal interest, or new search warrants targeting digital devices or business records. By staying ahead of these possibilities, your defense can respond promptly instead of scrambling at the last minute. This reduces the risk of surprise in court and helps you maintain a sense of control over how your case progresses through the legal system.
If law enforcement or financial investigators contact you about suspected money laundering, it is rarely wise to explain things on your own. Even casual conversations can be misunderstood, recorded, and later used against you in San Ramon court. Instead, politely ask for contact information and explain that your lawyer will be in touch. This simple step protects your constitutional rights and gives you time to understand the situation before responding. A calm, deliberate approach helps prevent accidental statements or incomplete explanations that might fit the government’s theory instead of your actual experience and intentions.
Texts, emails, and social media posts increasingly show up in money laundering and financial crime prosecutions. Comments about business deals, cash transactions, or lifestyle purchases can be taken out of context and used to support a damaging narrative in San Ramon courts. While your case is pending, be very cautious about what you post or share, and consider tightening your privacy settings. Avoid discussing the case online or joking about money or law enforcement. Instead, keep communications about the case strictly between you and your legal team, where they are protected and can be clearly explained.
You do not have to wait until formal charges are filed to seek legal help. If your bank has raised concerns, you have received a subpoena, or investigators have asked questions about your finances in San Ramon, it may be time to talk with a defense lawyer. Early guidance can help you avoid missteps, understand what information you must provide, and prepare for potential searches or interviews. Taking action sooner rather than later can reduce anxiety, protect your rights, and sometimes even prevent an investigation from turning into a formal money laundering case.
Once charges are filed, the stakes rise quickly. You may be facing jail or prison time, substantial fines, and long‑term damage to your reputation, employment, and immigration status. Having a San Ramon money laundering defense lawyer involved means you have someone focused on challenging the government’s evidence, identifying legal defenses, and pursuing the most favorable outcome possible. Whether your case turns on complex financial records, a misunderstanding in a business setting, or alleged ties to theft or fraud, legal representation helps balance the scales and ensures your side of the story is heard.
Money laundering charges in San Ramon can arise in many different ways. Sometimes they follow a larger investigation into theft, fraud, or drug activity, with prosecutors later adding laundering counts based on how funds were moved. Other times, cases begin when banks file suspicious activity reports about frequent cash deposits, transfers to foreign accounts, or transactions that seem unusual compared to a person’s normal activity. Business owners can be drawn in because of how they handle payments or account for income. In all of these situations, timely advice from a defense lawyer can help you navigate what comes next.
A common path to money laundering charges in San Ramon starts with an investigation into alleged fraud or theft. For example, law enforcement may accuse someone of misusing company funds or participating in an online scam and then look closely at how the money moved through bank accounts. When they see transfers, withdrawals, or purchases that seem designed to hide the source of funds, they may add money laundering counts. In these cases, your defense often needs to address both the underlying accusation and the later financial activity to fully protect you in court.
Banks and other financial institutions in Contra Costa County are required to monitor accounts for unusual activity, such as frequent large cash deposits, multiple wire transfers, or transactions that appear inconsistent with a customer’s profile. When they see something that raises concern, they may file a report that eventually leads to a San Ramon money laundering investigation. Yet not every unusual transaction is unlawful. People might be handling family funds, starting a business, or dealing with cultural practices that are unfamiliar to bank staff. Careful review of the context is essential for a fair outcome.
Small business owners in San Ramon can sometimes face money laundering accusations simply because of how they handle payments or keep records. Cash‑heavy businesses, informal arrangements with friends or family, or language barriers can all lead to misunderstandings. When banks or investigators see gaps in documentation, they may assume the worst. Building a defense in these cases often involves reconstructing financial histories, gathering invoices, receipts, and contracts, and explaining cultural or industry‑specific practices. With a thoughtful approach, it is sometimes possible to show that transactions were legitimate and that concerns arose from incomplete information rather than unlawful conduct.
If you or someone you care about is facing a money laundering investigation or charges in San Ramon, you do not have to go through it alone. The Law Office of Nabiel C. Ahmed, based in Oakland, regularly assists people throughout Contra Costa County and Alameda County who are dealing with complex criminal allegations. We take the time to listen to your story, review the evidence, and explain your options in clear, straightforward terms. From the first phone call to the resolution of your case, our focus is on protecting your rights and working toward the most favorable outcome possible.
Choosing a lawyer for a money laundering case in San Ramon is a personal decision, and it helps to know what a firm brings to the table. Our Oakland‑based criminal defense law firm focuses on representing people accused of serious offenses throughout Contra Costa County and Alameda County. We are familiar with local court procedures, judges, and prosecutors, and we understand how financial crime cases are investigated and charged. When you work with us, you receive direct communication, careful review of your case, and a defense strategy tailored to your goals and circumstances.
We recognize that every money laundering case is different. Some clients want to fight in court, while others hope to resolve the matter quietly and move forward. Our role is to give you honest, practical guidance based on the facts and the law, then advocate for your interests at each stage. We handle negotiations, court appearances, and strategic decisions with an eye on both short‑term results and long‑term consequences. Our commitment is to provide thoughtful representation that helps you navigate a difficult situation with as much clarity and control as possible.
When you contact the Law Office of Nabiel C. Ahmed about a money laundering case in San Ramon, we follow a structured process designed to protect you from the start. We begin by listening carefully to your concerns and reviewing any documents or information you already have. From there, we obtain police reports, financial records, and other discovery, then analyze how prosecutors are building their case. Throughout the process, we explain what to expect in court, discuss negotiation and trial options, and adjust our strategy as new information emerges, keeping you informed and involved at every step.
The first step in handling a San Ramon money laundering case is an in‑depth consultation. During this meeting, we gather background information about your situation, including how the investigation began, what contact you have had with law enforcement, and what financial records may be involved. We also ask about your goals and concerns, such as immigration, professional licenses, or business interests. This initial evaluation allows us to identify immediate risks, advise you on what to do and what to avoid, and outline a preliminary strategy focused on protecting your rights while we obtain more detailed information about the charges.
During the initial meeting, you have a private space to describe what is happening in your own words. We encourage you to share details about your financial history, business activities, and any interactions with banks or investigators in San Ramon. This conversation is confidential, which allows you to be candid without fear that your words will be used against you. By understanding your perspective and the context behind the transactions, we can begin identifying potential defenses, areas that need further investigation, and steps you should take immediately to avoid making the situation more difficult.
If you already have paperwork, such as subpoenas, charging documents, or letters from banks, we review them during the first stage. We explain what those documents mean, what deadlines may apply, and how they fit into the larger picture of a money laundering case in Contra Costa County. You receive practical guidance about how to handle upcoming interviews, court dates, and communications with investigators. We may also suggest gathering specific financial records or contacting potential witnesses. This focused advice early on can help you avoid common mistakes and start building a stronger foundation for your defense.
Once we are formally representing you, the next step is a thorough investigation and review of the evidence in your San Ramon money laundering case. We obtain discovery from the prosecution, which may include bank records, surveillance reports, interview transcripts, and digital data. Our team examines how investigators linked the funds to alleged unlawful activity and whether they followed proper legal procedures. We also compare the government’s narrative with your documentation and explanations, looking for inconsistencies, missing context, or legal issues that could support motions to suppress evidence, reduce charges, or dismiss the case entirely.
A key part of building your defense involves collecting information that the government may have overlooked or misunderstood. We work with you to gather bank statements, tax returns, business records, contracts, and communications that help explain the transactions at issue. In San Ramon money laundering cases, it can also be important to identify witnesses who can speak to legitimate business activities, family responsibilities, or cultural practices that shaped how money was handled. By assembling a complete picture, we are better able to challenge assumptions, explain unusual patterns, and present a more accurate narrative of what truly happened.
After reviewing the discovery and your materials, we analyze the government’s theory from every angle. Are they correctly interpreting the financial data? Did investigators follow proper procedures when gathering records or conducting searches? Are there alternative explanations for the transactions? In San Ramon courts, persuasive defense arguments often come from showing that the evidence does not prove knowledge or intent, or that the funds were not, in fact, proceeds of unlawful activity. We use this analysis to prepare negotiation positions, pretrial motions, and, if necessary, a trial strategy aimed at protecting your freedom and future.
As your case progresses in San Ramon, we attend all court hearings on your behalf, keep you informed about developments, and continue refining your defense strategy. Depending on the strength of the evidence and your goals, we may focus on negotiating with prosecutors for reduced charges or alternative resolutions, or we may prepare for trial. In either scenario, we make sure you understand each option and its potential consequences. Our aim is to ensure that every decision—whether to accept an offer, file a motion, or proceed to trial—is informed, deliberate, and aligned with your priorities.
Not every money laundering case goes to trial. In many San Ramon cases, it is possible to achieve a favorable outcome through negotiation. We present the strengths of your defense, highlight mitigating factors, and advocate for resolutions that reduce penalties or address the case without a conviction when possible under California law. This might involve seeking amended charges, reduced counts, or alternative sentencing arrangements. Throughout plea discussions, we provide candid advice about the risks and benefits of any proposed resolution so you can decide whether an offer meets your needs and long‑term goals.
When a fair agreement cannot be reached, we prepare your San Ramon money laundering case for trial. This includes organizing financial records, preparing exhibits, developing cross‑examination of government witnesses, and identifying any defense witnesses who can support your version of events. We also work closely with you so you know what to expect in court, from jury selection through verdict. A well‑prepared trial presentation can highlight gaps in the prosecution’s case, demonstrate alternative explanations for transactions, and underscore reasonable doubt. Throughout this process, our focus remains on safeguarding your rights and pursuing the most favorable possible outcome.
If you learn that you are under investigation for money laundering in San Ramon, try to remain calm and avoid making any statements to law enforcement without legal guidance. Politely ask for the investigator’s contact information and let them know your lawyer will be in touch. Do not consent to searches or provide documents until you have spoken with counsel about your rights and obligations. Next, gather any paperwork you already have, such as letters from banks, subpoenas, or court documents, and contact a criminal defense law firm that handles financial crime cases. Early advice can help you avoid missteps, preserve helpful records, and begin building a strategy suited to your situation and goals.
Yes, it is possible to face money laundering charges even if you are not accused of committing the underlying theft, fraud, or other alleged offense. In California, prosecutors must show that the money came from some form of unlawful activity and that you knew, or strongly suspected, that it was connected to crime when you moved or handled it. They do not always need a separate conviction for the original conduct. In San Ramon cases, this sometimes leads to charges against people who are alleged to have helped move funds for others, or who handled transactions for a business or family member. A strong defense often focuses on knowledge and intent, and on showing that the funds had legitimate sources or that your involvement was more limited than prosecutors claim.
Whether you will face jail or prison time for a money laundering conviction depends on many factors, including the amount of money involved, your prior record, and whether the case is filed as a misdemeanor, felony, or federal offense. Some people in San Ramon may qualify for probation or alternative sentencing, while others face more serious exposure. A defense lawyer can review the specifics of your case, explain the potential sentencing ranges, and work to reduce or avoid custody time when possible. This may involve challenging the evidence, negotiating for amended charges, or presenting mitigating information about your background, family responsibilities, and contributions to the community so the court understands you as a whole person, not just a case number.
Prosecutors in Contra Costa County typically attempt to prove money laundering by combining financial records with evidence of alleged unlawful activity. They may use bank statements, suspicious activity reports, witness interviews, and electronic communications to argue that funds came from crime and were moved in a way that concealed their source or ownership. Patterns such as structuring deposits or transferring money through multiple accounts are often emphasized. A strong defense challenges these interpretations and looks closely at how the evidence was obtained. Were search warrants properly issued? Do the records show legitimate business or family reasons for the transactions? Are there gaps or inconsistencies in the government’s timeline? By pushing back on the prosecution’s theories, your attorney can work to create reasonable doubt about key elements of the charge.
State money laundering charges in California are filed in local courts, such as those serving San Ramon, and are based on California statutes. Federal money laundering charges, on the other hand, are brought in federal court and rely on federal law, often involving larger sums of money, interstate or international transfers, or investigations by agencies like the FBI or IRS. Federal penalties can be more severe, with different sentencing guidelines and procedures. Sometimes, conduct that could be charged either way remains in state court; other times, state and federal authorities coordinate. Understanding whether your case might attract federal interest is an important part of early strategy. A lawyer familiar with both systems can help you assess this risk, respond carefully to investigators, and make decisions that protect you in the long term.
Yes, the government can seek to seize money, vehicles, real estate, or other property it believes is connected to money laundering or the underlying unlawful activity. This process is known as asset forfeiture and can occur even before a case is resolved. In San Ramon, you might face forfeiture actions in state court, federal court, or through administrative proceedings, all of which have their own rules and deadlines. Defending against forfeiture often involves separate filings and arguments from the criminal case, and timing is critical. A defense lawyer can help you understand what property is at risk, whether you have defenses as an innocent owner, and how to contest the government’s claims. Addressing forfeiture early can be essential to protecting your financial stability and your ability to move forward after the case.
Money laundering cases in San Ramon vary widely in length. Some resolve in a few months through negotiation, especially when the facts are limited and the amount at issue is relatively small. Others, particularly those involving complex financial records, multiple defendants, or parallel investigations, can take a year or more to work through the courts. Delays can occur as both sides gather records, litigate motions, and schedule hearings. While the process can feel slow, a measured pace sometimes benefits the defense by allowing time to uncover helpful evidence, negotiate more favorable terms, or challenge questionable investigations. Throughout your case, your lawyer should keep you updated about what is happening, why certain steps are taking longer, and what you can expect at each stage of the proceedings.
It is generally unwise to speak with investigators about potential money laundering allegations before consulting with an attorney. Even if you believe you have nothing to hide, misunderstandings can occur, and statements made under stress can later be used against you. In San Ramon, investigators are trained to ask questions in ways that support their existing theories, which may not match your view of events. Instead of answering on the spot, you can politely decline to discuss details and state that you wish to speak with a lawyer first. Once you have legal representation, your attorney can communicate with investigators on your behalf, decide whether any statement is in your best interest, and, if appropriate, help you provide information in a controlled setting that minimizes risk and protects your rights.
The cost of hiring a money laundering defense lawyer in San Ramon depends on the complexity of the case, the amount of evidence, whether the matter appears likely to go to trial, and whether there are related investigations or forfeiture actions. Financial crime cases often involve extensive document review and court appearances, which can affect fees. Many firms discuss cost structure during the initial consultation so there are no surprises. At the Law Office of Nabiel C. Ahmed, we strive to be transparent about fees, payment arrangements, and what work is included. Our goal is to give you a clear understanding of the financial commitment involved so you can make an informed decision. Investing in a strong defense is also an investment in your future, as the outcome can significantly impact your freedom, finances, and reputation.
Choosing an Oakland‑based firm for a San Ramon money laundering case offers the advantage of a defense team familiar with both Contra Costa County and Alameda County courts. Our law office regularly appears in local courthouses, understands regional practices, and has experience dealing with the prosecutors who handle financial crime and theft‑related cases. This local knowledge helps us anticipate procedures, deadlines, and negotiation styles. Because we are close by, it is easier to meet in person, review documents together, and attend hearings without unnecessary delay. We can quickly respond to new developments in your case, whether they involve a sudden arrest, a subpoena, or a forfeiture action. Our proximity to San Ramon allows us to stay engaged and accessible while providing the level of attention and preparation that complex money laundering cases demand.
